Day 224: Discover’s Cashback Bonus Is Paying Off Our Debt

We love our Discover card. The reason that we love our Discover Card is that we are making about $20 a month, with Discover’s Cash Back Bonus, that can be applied almost directly to our debt. We use the Discover Card, because out of the two cash rewards cards that we have, it has the […]
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Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways

This hasn’t happened recently as we are making sure not to allow any hard pulls for the next year on our credit, but have you ever received those 0% offers on credit cards saying that you are pre-approved (not pre-qualified – there is a difference), only to be rejected? Well this is because the letter […]
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