Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways

This hasn’t happened recently as we are making sure not to allow any hard pulls for the next year on our credit, but have you ever received those 0% offers on credit cards saying that you are pre-approved (not pre-qualified – there is a difference), only to be rejected? Well this is because the letter […]
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