Free money with UPromise


Have you ever noticed the Upromise logos on items at the grocery store? Upromise is a program that gives you money for college, just for shopping for the items you normally buy. This program is great, I have earned nearly $1,500 in approximately 3 years.

All you have to do is go to and sign up. If you register your frequent shopper card numbers for grocery stores and some pharmacy chains you earn money every time you shop at those stores. You can earn money at local restaurants. If you shop online, and link through the Upromise site, you also earn money. Get your relatives to register their shopping cards to your account and you can earn even more money.

To turbo- charge the earnings, add a Upromise credit card- in addition to earning 1% on all purchases, you earn an additional 10% at the grocery store. (Only do this if you pay your cards off every month-paying 29% interest to earn 1% is not smart).

The money you earn is credited to your Upromise account. You can leave it there, or set up a 529 account and have the money paid into it, which is what I did. The Upromise site links directly to Vanguard 529 accounts which are fairly good ones in terms of costs, but do your homework, as your State may have a plan you like better .

You can add money to the 529 account any time you want- up to the gift tax limit for each account, each year (For the advanced class- you can front-load 5 years of money in one year). You can use the 529 money to pay college tuition, room and board, and books, or you can use it to pay student loans. The money grows tax-free. One downside to a 529 account is you are limited in how many times a year you can change asset allocations, so choose carefully.

You can set up an account for yourself, your children and even your grandchildren. You can move money from one account to another, so it is never lost or unused. I have applied the money to pay college tuition for my son, and it was really easy, I was able to set up the payment online in a few minutes. check it out!

UPromise has over 21, 000 partners so you can earn points easily.

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