One thing that you can do to save a lot of money over your lifetime, is to obey all the traffic laws. Abiding by these laws will keep your insurance rates low throughout your driving lifetime. In Massachusetts, we have something called the Safe Driver Insurance Plan, which is nothing like anything anyone in other states know.
Based on your driving record you move up or down steps based on your driving record. If you’re bad, every step up increases your rate 6 to 7 percent. In our case, a set up would run about $120.
I only bring this up, because tonight, on the way home from work, I got a ticket for not stopping at a stop sign. I may or may not have completely stopped, but that isn’t the point. The fact of the matter is that we should always be cognizent of the driving laws when behind the wheel.