Archive for Were in Debt
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Getting out of credit card debt
Many financial experts give advice on paying down credit card debt. Although their advice often makes financial sense, it doesn't always make sense. Usually, the experts suggest paying off the credit card with the highest interest rate first, while making minimum payments on the others. When ...
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Bad news for Credit Card holders
There is more bad news on the credit card front. Today, Chase Bank announced it will be charging a $10-a-month, or $120-a-year, fee. Ouch. This fee is especially nasty because Chase is adding it to borrowers' monthly balances, and it will accrue interest. The bank is also raising the minimum p...
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You Can Get a Refund For The Extended Warranty That You Purchased For Your Car
A few years ago when we were not as wise as we are now about money, we purchased an extended warranty for our car. Boy was that a huge mistake. The reasons for not purchasing the extended warranty belong in another post, so I won’t go into them here. With the onset of car troubles that we had t...
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Day 204: Buying In Bulk From Amazon
We’ve started buying in bulk from Amazon.com. Recently, Amazon.com started selling groceries and cleaning supplies in Sam’s Club sized offerings through there site. Since we are huge Amazon fans, we started comparing prices on what we were buying locally against the prices that Amazon was charg...
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Day 181: Keep Your Car For 10 Years
While we have honestly made many, many mistakes when it comes to our finances. One decision that we made when we first started talking about finances together, was that we would keep our cars for 10 years and stagger them, so that we would buy a new car every 5 years. We also won’t buy any car tha...
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Day 180: The 60th Carnival of Debt Reduction
If you do anything this week, VOTE on Tuesday Now that our pimping is over, let’s get on with the show. It is time for the 60th Carnival of Debt Reduction. We toiled for hours and hours over what we should do for this momentous occasion. We were going to hire a guest writer, but all we coul...
