Were in Debt - Personal Finance Blog » Misc.

I am refinancing

Janet — Sun, 22 Mar 2009 23:11:52 +0000

Several articles on this site discuss refinancing from a theoretical point of view. I thought I would share my experience with an actual refinance. I am refinancing for a reason I haven’t seen discussed anywhere- to substantially lower my payment. I am moving from a 15 year mortgage to a 3o year mortgage. With my [...]

I am refinancing is a post from: Were in Debt - Personal Finance Blog

Thinking of Refinancing?

Setting Up a Budget

Janet — Mon, 16 Mar 2009 22:42:55 +0000

Do you have a budget? Many people think of a budget as almost a form of punishment that keeps them from spending money on things they want. If used correctly, a budget is a powerful tool that can help you get the things you want in life. So why not start one today? I like [...]

Setting Up a Budget is a post from: Were in Debt - Personal Finance Blog

Saving on Groceries

Janet — Sun, 08 Mar 2009 16:10:46 +0000

Today’s paper brought more reports that the food manufacturers are refusing to stop the price increases. So in addition, to using coupons how can you save money on your grocery bill? If you have more than one store near your home, look through the store fliers and choose the store with the best sale for [...]

Saving on Groceries is a post from: Were in Debt - Personal Finance Blog

Saving Money On Groceries With Coupons

Saving Money On Groceries With Coupons

Janet — Thu, 05 Mar 2009 23:46:26 +0000

Prices at the grocery store, at least where I live, still have not come back down. They spiked last Fall due to the high gas prices but several food companies have announced they are not going to decrease the prices now that gas is cheap again. Three young men live with me, and keeping them [...]

Saving Money On Groceries With Coupons is a post from: Were in Debt - Personal Finance Blog

Saving money on utility bills: Part 2

Janet — Thu, 26 Feb 2009 00:16:35 +0000

Heating bills The furnace is still running full-blast in my home which is one of the joys of winter in the Northeast. Although I enjoy being warm, I don’t enjoy paying the gas bill. I have found that the easiest way to save on your heating costs is with a programmable thermostat. If you do [...]

Saving money on utility bills: Part 2 is a post from: Were in Debt - Personal Finance Blog

Saving Money on Utility Bills: Part 1

Janet — Sat, 21 Feb 2009 00:49:38 +0000

Saving money is hard, but there are some relatively easy ways to save without having to count every penny or give up your morning coffee. Probably the easiest way to save is to do an audit of your utility bills. Phone bills Many of us have both a cell phone and a home phone. Do [...]

Saving Money on Utility Bills: Part 1 is a post from: Were in Debt - Personal Finance Blog

One Month Challenge Day 31

King of Debt — Thu, 01 Feb 2007 21:37:07 +0000

Previously at We’re In Debt, we said that we were going to take the One Month Challenge offered up at the Simple Dollar, to track our spending for the month of January to find out if we had any spending leaks in our bucket, to prepare ourselves to better meet our goals for 2007. Make the jump to see [...]

One Month Challenge Day 31 is a post from: Were in Debt - Personal Finance Blog

One Month Challenge Day 30

King of Debt — Wed, 31 Jan 2007 21:41:52 +0000

One Month Challenge Day 30 is a post from: Were in Debt - Personal Finance Blog

01/31/2007

King of Debt — Wed, 31 Jan 2007 21:38:09 +0000

I haven’t had a chance to hook up the dynamic sidebar, so this Running Total post is a manual entry. Our current debt balance is $22,071.10. We are currently at 78% from where we started. Today we threw $2,298.54 at our debt. 01/31/2007 is a post from: Were in Debt - Personal Finance Blog Related posts: Day [...]

01/31/2007 is a post from: Were in Debt - Personal Finance Blog

One Month Challenge Day 29

King of Debt — Tue, 30 Jan 2007 21:40:50 +0000

One Month Challenge Day 29 is a post from: Were in Debt - Personal Finance Blog