Were in Debt - Personal Finance Blog » Credit Cards

Credit Card Company Reversing Fee

Janet — Mon, 30 Mar 2009 21:48:13 +0000

Some good news for credit card users. Chase Bank has agreed to drop the flat monthly service fee, which it added to more than 184,000 accounts in January. In addition, anyone who was charged the fee will have the money refunded. It took the attorney general of NY to broker this deal on behalf of [...]

Credit Card Company Reversing Fee is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 4)

Erin — Fri, 20 Mar 2009 17:50:10 +0000

Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to pay cash for everything from coffee to vacations. There is obviously a place for credit cards in our society. However, some tricks that credit card [...]

Sneaky Tricks from Credit Card Vendors (Part 4) is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 3)

Erin — Tue, 17 Mar 2009 12:53:32 +0000

Sneaky Tricks from Credit Card Vendors (Part 3) is a post from: Were in Debt - Personal Finance Blog

How to increase your credit score by 50 points

Were In Debt — Thu, 10 Jul 2008 10:40:39 +0000

A creditor agrees to re-age your past-due account and presto, your overdue credit card account gets zapped back to current. This should/will increase your credit score by 50-100 points! “It’s a new life, in essence, for that account,” says Jalona Meador, manager of account management at Consumer Credit Counseling Service of Greater Atlanta. “It’s starting [...]

How to increase your credit score by 50 points is a post from: Were in Debt - Personal Finance Blog

Day 224: Discover’s Cashback Bonus Is Paying Off Our Debt

King of Debt — Wed, 20 Dec 2006 13:22:39 +0000

We love our Discover card. The reason that we love our Discover Card is that we are making about $20 a month, with Discover’s Cash Back Bonus, that can be applied almost directly to our debt. We use the Discover Card, because out of the two cash rewards cards that we have, it has the [...]

Day 224: Discover’s Cashback Bonus Is Paying Off Our Debt is a post from: Were in Debt - Personal Finance Blog

Day 191: Bank of America Up Front About Balance Transfers

Erin — Fri, 17 Nov 2006 13:01:33 +0000

I was making a balance transfer this morning, to move one of our cards balances from 5.9% to 3.9% with no transfer fee, when I discovered this little nugget of information. I know that everyone with any knowledge of their credit cards knows this, but it was nice to see it in plain site, large [...]

Day 191: Bank of America Up Front About Balance Transfers is a post from: Were in Debt - Personal Finance Blog

Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways

King of Debt — Thu, 16 Nov 2006 13:02:25 +0000

This hasn’t happened recently as we are making sure not to allow any hard pulls for the next year on our credit, but have you ever received those 0% offers on credit cards saying that you are pre-approved (not pre-qualified – there is a difference), only to be rejected? Well this is because the letter [...]

Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 4)