Credit Card Company Reversing Fee

Some good news for credit card users. Chase Bank has agreed to drop the flat monthly service fee, which it added to more than 184,000 accounts in January. In addition, anyone who was charged the fee will have the money refunded. It took the attorney general of NY to broker this deal on behalf of […]
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How to increase your credit score by 50 points

A creditor agrees to re-age your past-due account and presto, your overdue credit card account gets zapped back to current. This should/will increase your credit score by 50-100 points! “It’s a new life, in essence, for that account,” says Jalona Meador, manager of account management at Consumer Credit Counseling Service of Greater Atlanta. “It’s starting […]
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Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways

This hasn’t happened recently as we are making sure not to allow any hard pulls for the next year on our credit, but have you ever received those 0% offers on credit cards saying that you are pre-approved (not pre-qualified – there is a difference), only to be rejected? Well this is because the letter […]
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