Were in Debt - Personal Finance Blog » Erin

Sneaky Tricks from Credit Card Vendors (Part 4)

Erin — Fri, 20 Mar 2009 17:50:10 +0000

Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to pay cash for everything from coffee to vacations. There is obviously a place for credit cards in our society. However, some tricks that credit card [...]

Sneaky Tricks from Credit Card Vendors (Part 4) is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 3)

Erin — Tue, 17 Mar 2009 12:53:32 +0000

Sneaky Tricks from Credit Card Vendors (Part 3) is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 2)

Erin — Sun, 15 Mar 2009 20:55:32 +0000

Sneaky Tricks from Credit Card Vendors (Part 2) is a post from: Were in Debt - Personal Finance Blog

Sneaky Tricks from Credit Card Vendors (Part 1)

Erin — Thu, 12 Mar 2009 12:34:55 +0000

Sneaky Tricks from Credit Card Vendors (Part 1) is a post from: Were in Debt - Personal Finance Blog

Thinking of Refinancing?

Erin — Wed, 11 Mar 2009 12:26:16 +0000

Pretty much the only good thing about the tanking economy is that interest rates are down. Not such a good thing if you’re saving and investing, but potentially helpful if you want to refinance your home. Over the last years lenders have been approving some pretty crappy loans. If you have one of them, want [...]

Thinking of Refinancing? is a post from: Were in Debt - Personal Finance Blog

I am refinancing

Tax Assistance for Lower Incomes

Erin — Sun, 08 Mar 2009 01:27:43 +0000

Nobody likes tax time. For most people, it’s a drag to get all your paperwork together, decipher the tax form (or find a tax preparer who won’t skin you), and wait with bated breath to see who owes who. For many low- to moderate-income earners, though, there’s some help out there. Every year, billions of [...]

Tax Assistance for Lower Incomes is a post from: Were in Debt - Personal Finance Blog

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Saving for a Rainy Day

Erin — Thu, 26 Feb 2009 02:16:39 +0000

As Eeyore might say, these days it’s always raining. With the economy turning upside down and unemployment rising, it may be a good idea to take him seriously. To keep yourself secure after a loss of income, it’s important to build a rainy day fund, or emergency cushion to get you through tough times or [...]

Saving for a Rainy Day is a post from: Were in Debt - Personal Finance Blog

irs.gov: actually user friendly!

Erin — Thu, 19 Feb 2009 13:59:21 +0000

It’s tax time, once again. April 15th is sneaking up on us, slowly but surely. But before you e-file your returns this year, it’s worth a visit to the IRS website. For such a generally disliked institution, the IRS has a very user-friendly site. Go to www.irs.gov to check it out. They have some great [...]

irs.gov: actually user friendly! is a post from: Were in Debt - Personal Finance Blog

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Pay Yourself First

Erin — Wed, 18 Feb 2009 15:53:40 +0000

Everyone wants to build wealth right now, this second, as quickly as possible. If you make six figures a year (or if you’re dishonest—think Madoff), maybe it’s possible. But for the rest of us peons, slow and steady wins the race. Pay yourself first, and get a jump on the rest of the tortoises out [...]

Pay Yourself First is a post from: Were in Debt - Personal Finance Blog

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The rule of 72 (Part 2)

Erin — Thu, 12 Feb 2009 16:08:17 +0000

Now for the bad news. The same rule that tells how long it’ll take to double your money also tells you when you’ll double your debt. That’s right; this rule applies not only to the interest rate you RECEIVE, but also to the interest that you PAY. And because most debts, particularly credit cards, charge [...]

The rule of 72 (Part 2) is a post from: Were in Debt - Personal Finance Blog