Archive for December, 2006

  • Day 234: 2006 Is Coming to a Close

    It’s December 30th and we are about 24 hours from the end of 2006. While, financially, this wasn’t a great year for us, educationally we are prepared for 2007 and are looking forward to getting out of debt and building wealth, the right way. 2007 is looking bright for us, and hopefully all of ou...

  • Day 233: This Hurts Even More…Well, Not Really

    On top of my dental appointment (that’ll be updated later), we now have a $1700 sway bar and lower control arm to replace. This is on a fairly new car. But, the best part is that this doesn’t sting. We were prepared to handle an event like this. Our budget includes socking a couple hundred do...

  • You Can Get a Refund For The Extended Warranty That You Purchased For Your Car

    A few years ago when we were not as wise as we are now about money, we purchased an extended warranty for our car. Boy was that a huge mistake. The reasons for not purchasing the extended warranty belong in another post, so I won’t go into them here. With the onset of car troubles that we had t...

  • Day 232: Holy #%&*, That Hurts

    There’s a moral behind this post. One that I am quickly learning, and one that is probably going to cost us a little money. A long time ago, I had some seriously bad experiences with a dentist. They were so bad, I didn’t visit a dentist regularly for 7 or 8 years. I made sure to brush, and us...

  • Day 231: Getting Caught Up

    After a lengthy vacation, the first thing that I like to do is get caught up on the finances. I go through and update our money management software, iBank, and verify that any charges that were put on one of our rewards cards is immediately paid off. Since our “vacation” is over, this will be th...

  • A Little Christmas Link Love

    We’ve never publically offered any link love. This has primarily been because we were too new, and no one read our blog. So, I’m going to steal a page from Boston Gal’s Open Wallet and open up the forum for a little link love from We’re In Debt. Just throw us a comment, on this post and we...

  • Day 224: Discover’s Cashback Bonus Is Paying Off Our Debt

    We love our Discover card. The reason that we love our Discover Card is that we are making about $20 a month, with Discover’s Cash Back Bonus, that can be applied almost directly to our debt. We use the Discover Card, because out of the two cash rewards cards that we have, it has the highest ra...

  • Meme: 5 Things About Us That Are Not Common Knowledge

    I hate chocolate. I once lived in Arizona for a few months to get away from it all. I am from NC originally. I was once mugged by drag queens in New Orleans. When I was a kid, we lived next door to James Best, aka Roscoe P. Coltrane from the Dukes of Hazzard. The Queen of Debt secretly l...

  • Day 223: When Paying Off Debt, Standing Room Only Is Good Enough For Us

    The Queen of Debt and I love baseball. This was true before we moved to Boston, but living in Boston has only fueled our fire for the game. We lucked out when we chose our apartment over the internet from North Carolina, in that we can see Fenway Park from our apartment. Going to Red Sox games is...

  • Day 219: We Need to Document Everything

    The number one thing that we don’t do well is saving our paperwork. We don’t save receipts on expensive purchases, we don’t write down or printo out confirmation numbers with any regularity. It is the one area that we need to do a much better job. Drop us a comment and let us now what you d...