Archive for November, 2006
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Day 204: Buying In Bulk From Amazon
We’ve started buying in bulk from Amazon.com. Recently, Amazon.com started selling groceries and cleaning supplies in Sam’s Club sized offerings through there site. Since we are huge Amazon fans, we started comparing prices on what we were buying locally against the prices that Amazon was charg...
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Money Moves For 2007
CNN Money has a list of money moves to make during 2007. Glaringly left off the list is, get out of debt. They probably weren’t targeting the debt laden American public, but it would seem to me that any listing of smart money moves, should start with payoff debt. One item on the list is to st...
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Day 191: Bank of America Up Front About Balance Transfers
I was making a balance transfer this morning, to move one of our cards balances from 5.9% to 3.9% with no transfer fee, when I discovered this little nugget of information. I know that everyone with any knowledge of their credit cards knows this, but it was nice to see it in plain site, large font a...
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Day 190: You’re Pre-Approved – Okay, maybe not, but we got a hard pull on your credit anyways
This hasn’t happened recently as we are making sure not to allow any hard pulls for the next year on our credit, but have you ever received those 0% offers on credit cards saying that you are pre-approved (not pre-qualified – there is a difference), only to be rejected? Well this is because t...
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Ecost.com Conundrum
It’s official, our charge has been reversed and we still have the laptop. If you don’t know what I am talking about, you’d better start here, then go here and end up here. So here’s my dilemna… I have shipped this laptop to Ecost.com, without an RA number and they have refused it. N...
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DebtFolio – The We’re In Debt Review
DebtFolio was created by a small startup about 15 miles west of the Queen of Debt and myself. The idea behind the site, is that you can enter in your credit card data (you’ll soon be able to do student loans as well) and you can then track you balances with pretty graphs over time. For more detail...
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Turning Down Offers
Recently I was offered a position with a major internet search engine. The issues were that we would have to move to an area where the cost of living was 50% higher than Boston, and that I really like my job now. The only benefit to going would be that my salary would have been double what it is now...
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Day 182: Rolling Without Stopping
One thing that you can do to save a lot of money over your lifetime, is to obey all the traffic laws. Abiding by these laws will keep your insurance rates low throughout your driving lifetime. In Massachusetts, we have something called the Safe Driver Insurance Plan, which is nothing like anything a...
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Day 181: Keep Your Car For 10 Years
While we have honestly made many, many mistakes when it comes to our finances. One decision that we made when we first started talking about finances together, was that we would keep our cars for 10 years and stagger them, so that we would buy a new car every 5 years. We also won’t buy any car tha...
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Day 180: The 60th Carnival of Debt Reduction
If you do anything this week, VOTE on Tuesday Now that our pimping is over, let’s get on with the show. It is time for the 60th Carnival of Debt Reduction. We toiled for hours and hours over what we should do for this momentous occasion. We were going to hire a guest writer, but all we coul...
