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preparing for layoffs: new income sources
My company fired nearly 1,000 people this past week. That was in addition to 5,000 last year. There already is speculation that more will come. Fear of a job loss is a frequent topic of conversation around the office and I have found myself in a position of counseling many of my coworkers. Here is s...
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Credit Card Company Reversing Fee
Some good news for credit card users. Chase Bank has agreed to drop the flat monthly service fee, which it added to more than 184,000 accounts in January. In addition, anyone who was charged the fee will have the money refunded. It took the attorney general of NY to broker this deal on behalf...
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I am refinancing
Several articles on this site discuss refinancing from a theoretical point of view. I thought I would share my experience with an actual refinance. I am refinancing for a reason I haven't seen discussed anywhere- to substantially lower my payment. I am moving from a 15 year mortgage to a 3o year mor...
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Credit Cards
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Credit Card Company R...
Some good news for credit card users. Chase Bank has agreed to drop the flat monthly service fee, which i...
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Sneaky Tricks from Cre...
Credit card companies need to make money just like everyone else. If they couldn’t make money by exten...
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Sneaky Tricks from Cre...
Credit card companies need to make money just like everyone else. If they couldn’t make money by exte...
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How to increase your c...
A creditor agrees to re-age your past-due account and presto, your overdue credit card account gets z...
Make Money
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Pay Yourself First
Everyone wants to build wealth right now, this second, as quickly as possible. If you make six figure...
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Free money with UPromi...
Have you ever noticed the Upromise logos on items at the grocery store? Upromise is a program that gi...
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The rule of 72 (Part 1...
If you’ve been reading about money for long, you may have heard of the rule of 72. If not, you should k...
Recent Articles
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preparing for layoffs: new income sources
My company fired nearly 1,000 people this past week. That was in addition to 5,000 last year. There already is speculation that more will come. Fear of a job loss is a frequent ...
-
Credit Card Company Reversing Fee
Some good news for credit card users. Chase Bank has agreed to drop the flat monthly service fee, which it added to more than 184,000 accounts in January. In addition, anyone wh...
-
I am refinancing
Several articles on this site discuss refinancing from a theoretical point of view. I thought I would share my experience with an actual refinance. I am refinancing for a reason...
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Advanced Budgeting
In a previous post I explained my method for setting up a budget. Not only can a budget help you spend and save, but once it is working for you, a budget can provide financial...
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Sneaky Tricks from Credit Card Vendors (Part 4)
Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to ...
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Sneaky Tricks from Credit Card Vendors (Part 3)
Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to...
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Setting Up a Budget
Do you have a budget? Many people think of a budget as almost a form of punishment that keeps them from spending money on things they want. If used correctly, a budget is a powe...
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Sneaky Tricks from Credit Card Vendors (Part 2)
Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to...
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Sneaky Tricks from Credit Card Vendors (Part 1)
Credit card companies need to make money just like everyone else. If they couldn’t make money by extending credit, they wouldn’t be in business, and that would force us to...
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Thinking of Refinancing?
Pretty much the only good thing about the tanking economy is that interest rates are down. Not such a good thing if you’re saving and investing, but potentially helpful if y...





